Choose which value you are solving for (Number of Periods, Interest Rate, Present Value, Payment, or Future Value) from the list on the left, and input known values into the BLUE CELLS ONLY. Click on the yellow cell for the answer. Answers are based on End of Period.
To calculate a Balloon Payment, first solve for the Payment amount based on the full amortization period of the loan. Then input the Interest Rate, Present Value, and Payment values into the Future Value row with your desired term. Click on the yellow cell to calculate your answer.
You may notice small inconsistencies if you run the same equation on two or more different calculators. This is due to standard calculator rounding procedures.